Vincent Chan
Vincent Chan
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6 Surprising Middle Class Habits Keeping You Poor
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⌚️Timestamps:
00:00 Start here
00:17 Middle Class Habit 1
02:20 Middle Class Habit 2
04:36 Middle Class Habit 3
06:19 Middle Class Habit 4
08:10 Middle Class Habit 5
11:01 Middle Class Habit 6
______
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All opinions expressed by Vincent Chan are solely Vincent Chan’s opinions. You should not treat any opinion expressed by Vincent Chan as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of his opinion. Vincent Chan’s opinions are based upon information he considers reliable, but does not warrant its completeness or accuracy, and it should not be relied upon as such. Vincent Chan is not under any obligation to update or correct any information provided. Vincent Chan’s statements and opinions are subject to change without notice.
Past performance is not indicative of future results. Vincent Chan does not guarantee any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned. Before acting on information, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser.
Переглядів: 25 706

Відео

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The first 1000 people to deposit $3,000 using that link will get the first 3 months' commission-free and one of you will get a free Apple bond worth $1,000 - www.silomarkets.com/vincent 🏆 Join the FREE Challenge on July 1st and discover how to save 3.8x more money on autopilot → learn.vincentchan.co/ 🔗 MY FREE RESOURCES FOR YOU: 💵 Join 30,000 people saving money faster with my FREE Savings Goal...
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🔗 LINKS MENTIONED: 💸 Earn up to 5.25% APY with my favorite High Yield Savings Accounts → vincentchan.co/best-savings-accounts ⚙️ MY FREE RESOURCES FOR YOU: 📝 Take the 5-step money quiz to get your free personalized Wealth Action Plan: vincentchan.co/quiz 💵 Join 30,000 people saving money faster with my FREE Savings Goal Tracker → vincentchan.co/savings-tracker ⚙️ MY FAVORITE TOOLS & GEARS: 💸 Be...
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🔗 LINKS MENTIONED: 💵 Join 30,000 people saving money faster with my FREE Savings Goal Tracker → vincentchan.co/savings-tracker 💸 Earn up to 5.25% APY with the Best High Yield Savings Accounts → vincentchan.co/best-savings-accounts ✉️ MY FREE NEWSLETTERS: 💵 Build a wealthier and healthier life in 5 minutes weekly → vincentchan.co/rethinkable/ 📈 Prepare for the investing day in just 3 min daily →...
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Get 10% off your first month of therapy with my sponsor BetterHelp: betterhelp.com/vincentchan 🔗 LINKS MENTIONED: 💸 Earn up to 5.25% APY with the Best High Yield Savings Accounts → vincentchan.co/best-savings-accounts 💵 Join 26,000 people saving money faster with my FREE Savings Goal Tracker → vincentchan.co/savings-tracker ✉️ MY FREE NEWSLETTERS: 💵 Build a wealthier and healthier life in 5 min...
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How To Manage Your Money Like The 1%
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Big thank you to Ethos for partnering with me. You can get a personalized insurance quote in 10 minutes for as low as $10/mo by using my code here: ethos-life.sjv.io/vincentchan0424 🔗 LINKS MENTIONED: 💵 Join over 25,000 people and save money faster with my FREE Savings Goal Tracker → vincentchan.co/savings-tracker 📈 Get 5.1% APY on your cash and 5 free stocks when you deposit $100 (limited time...
5 Essential Financial Goals To Achieve Before 30
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Переглядів 99 тис.3 місяці тому
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КОМЕНТАРІ

  • @KanitaRutley
    @KanitaRutley День тому

    Incredible information. Thank you for sharing.

  • @cirelesten
    @cirelesten День тому

    Having others rely on you is part of the fail.

  • @D87943
    @D87943 День тому

    I’ve been at McDonald’s for 15 years and I’m putting my 2 weeks in tomorrow and I’m gonna go work for my brother.

  • @RickTheClipper
    @RickTheClipper День тому

    the land of the brave, you have to be brave to live there they call it the American dream because you have to be asleep to believe it

  • @adrianalopez1271
    @adrianalopez1271 День тому

    Can you do 529s please?

  • @jblz86
    @jblz86 День тому

    Yeah, sorry, but as a millennial who's been economically fucked over by the Boomer generation's greed, I don't really feel sorry for their "struggles".

  • @dragondev2617
    @dragondev2617 День тому

    you didn't have $5000 in your Account??

  • @swiftmovers3827
    @swiftmovers3827 День тому

    I quit my 120K job to make 1.4M on my UA-cam channel.

  • @sinshine27
    @sinshine27 День тому

    Did you not have car insurance 😊

  • @jessicabergner3356
    @jessicabergner3356 День тому

    I'm 29 and feel so behind on as my fiance and I are planning a wedding so things are tight and are carrying balances currently. After the wedding on October we will be going all in to clear up the debt

  • @topofthegreen
    @topofthegreen День тому

    And the other problem is if you’re 50 and over, good luck employers quietly discriminate.

  • @GoodLifeGodLike
    @GoodLifeGodLike День тому

    Bro the site is called Prolific, you spelled it Prolifific and call it Proliferic lol.

  • @TemptressOfThyHeart
    @TemptressOfThyHeart День тому

    I have had three scam job offers in three days last week and zero actual interviews, thank you I will put more effort into my LinkedIn profile.

  • @raymondlin8728
    @raymondlin8728 День тому

    Makebyour own opportunities. Jeez

  • @eveadvertising2509
    @eveadvertising2509 День тому

    thanks

  • @rickbar123
    @rickbar123 День тому

    America is a toilet.

  • @victoriarose850
    @victoriarose850 День тому

    I like how you edit your videos! Satisfying edits

  • @NameRequiredSoHere
    @NameRequiredSoHere День тому

    As VInce says, I am a financially comfortable Boomer only through timing and luck. If I had zigged instead of zagged, I might be living under a bridge with a shopping cart. I am very frugal because I want to leave a legacy to my partner and my siblings. I think there are a lot of Boomers like me. We're not greedy. In fact, we want to give away as much money as possible.

  • @document6
    @document6 День тому

    It’s not just leveraged buyouts it’s stock buybacks too .. we need to regulate these things when jobs and companies are being gutted by these practices Toys R Us destroyed by leveraged buyouts Red Lobster destroyed by leveraged buyouts Boeing destroyed by stock buybacks not to mention spinning off its own factories and renaming them “third party suppliers” so it could force unrealistic unsafe cost cuts on their former factories or now “third party suppliers” and instead of spending money on safer more efficient production for bigger profits they spent it on STOCK BUYBACKS .. it’s just bad business the amount of money paid in fines (over $300 million) or lawsuits to families ($2.5 BILLION) it’s literally just bad business I believe in laissez faire capitalism but we’ve more than reached the point where there needs to be guardrails on leveraged buyouts (no more) and stock buybacks (no more) When American jobs and companies are being destroyed by investors that’s a breach of fiduciary duty and needs to stop. It’s more than time for government to enforce existing laws.

  • @gasperm3
    @gasperm3 День тому

    This might be the most depressing video Ive ever seen, this country is falling apart before our eyes......

  • @DanTuffin
    @DanTuffin День тому

    cool

  • @stayingfitandfocused
    @stayingfitandfocused День тому

    love you bro ! thank you for educating us and sharing your knowledge

  • @joemacdougall9205
    @joemacdougall9205 2 дні тому

    US tax advantaged accounts are dogshit compared to the UK ones, damn

  • @sacoryafreeman7195
    @sacoryafreeman7195 2 дні тому

    Imagine actually doing all of these in your mid 20s all on your own and actually having a 700 fico to one day put your name on a car for your past fiance. 😢 I honestly wish more car companies had release forms because whether you do better on your credit or not it’s still determined by the one bad choice you made unless or until you can get them off.

  • @sct4040
    @sct4040 2 дні тому

    #1 is the reason why people who makes $100k per year are still complaining they have no money. This was me in my 50s, the decade when I finally made decent money.😅 DON’T do this.

  • @bleeperdoot4982
    @bleeperdoot4982 2 дні тому

    For me it all racks up to 400$ per month. Rent and bills spilt 3 ways plus grocery money. Laundry is 10$ a week, coffee(2.60 for 4 days a week) is 21$ plus my phone bill which is 50$ and my youtube premium (youtube for work) all gets put away. Soooo my monthly put away is more or less 500 to be safe with my first pay cheque. Only thing is I'm bad with not spending it.

  • @alejandragarciarmz9813
    @alejandragarciarmz9813 2 дні тому

    I’ve been looking at a couple of this financial planning videos, stock videos I’ve seen a couple that have the same exact comment from different accounts lol weird

  • @Greggsberdard
    @Greggsberdard 2 дні тому

    Given the current market uncertainty, it seems wise to consider investing in gold or a gold ETF. I'm thinking about allocating over $300k for retirement purposes. While the potential for short-term gains in a bullish market is appealing, I understand the importance of maintaining a long-term investment strategy.

  • @Nettingyournetworth
    @Nettingyournetworth 2 дні тому

    $5000 to fix your car? Did you not have car insurance? 😳😳😳😳😳

    • @toyotamanus
      @toyotamanus 2 дні тому

      Maybe only liability. If so, the collision wouldn't be covered :(

  • @tunayenice_
    @tunayenice_ 2 дні тому

    Hello, I'm not able to subscribe to your mail newsletter. I tried it two times with different contexts but couldn't see your mail in spam or promotions. Is there anything I can do?

  • @LowHang-nFruits
    @LowHang-nFruits 2 дні тому

    Literally vampires

  • @rafaelmateodev
    @rafaelmateodev 2 дні тому

    Vincent, language. Warren Buffet doesnt pay less taxes than his secretary, he pays a lower percentage rate in taxes than his secretary*. Doroty may pay 50k in taxes on her 40% tax rate, but Buffet pays 500 million on his 20% tax rate. Common, you are smart! Small things like this can lead to people having a very ugly world view man!

  • @moonshadow1221
    @moonshadow1221 2 дні тому

    What is an organic free range avocado?

  • @transitengineer
    @transitengineer 2 дні тому

    As always Vincent Chan, thank you for sharing these very useful tips. For myself, the most important two were 4th) "Career Capital; and 5th) "Work Smarter". However, the best advise I now yearly provide to both new trade school grads as well as college grads is: "while working at your first job, please live with other people for a five (5)-year period after school" this way, you are able to save up to 50 percent of your take-home pay. Once all your money "pots" are full including emergency fund, investment accounts, and retirement accounts, you then will be miles ahead of all your peers when, you then step out into your own apartment or town-home. Also. during this 5-year period when living with others, please try not to buy a new automobile and strive to remain debit free (smile ... smile)

  • @LiakatHossain
    @LiakatHossain 2 дні тому

    Finding a job was always hard and will be hard

  • @osasodibo
    @osasodibo 2 дні тому

    I just turned 16, my dream rn is to assist in my home financially and buy my dream phone, an iPhone 13 pro. ❤

  • @Jesuslovesyou0316
    @Jesuslovesyou0316 2 дні тому

    God loves you so! John 3:16✝️

  • @BestoFornitero
    @BestoFornitero 2 дні тому

    In trading, possessing technical analysis skills is not sufficient on its own; discipline and emotional maturity play crucial roles in achieving success. Embracing the mindset of "time in the market vs. timing the market" proves valuable, especially during market fluctuations. I attribute my growing daily earnings to Evelyn Infurna valuable insights and daily trade signals, coupled with my commitment to continuous learning. Kudos to the journey ahead!

    • @BestoFornitero
      @BestoFornitero 2 дні тому

      Use her name to quickly conduct an internet search.

    • @BestoFornitero
      @BestoFornitero 2 дні тому

      SHE’S MOSTLY ON TELEGRAMS APPS WITH THE BELOW NAME.

    • @BestoFornitero
      @BestoFornitero 2 дні тому

      @Infurnaevely

    • @DannielleRosales
      @DannielleRosales 2 дні тому

      Sounds interesting. I was planning to invest in some cryptocurrencies, save and quit for a few years, but when I saw this, my mind changed. Thanks a lot

    • @jeffbox1torres
      @jeffbox1torres 2 дні тому

      I appreciate the professionalism and dedication of the team behind Evelyn’s trade signal service.

  • @SAV99
    @SAV99 2 дні тому

    For UFB, from "step 3" in your processes to receive more %, if maintained 10K in the savings account, does that mean I am going to be receiving 5.35% APY?

  • @humhum1311
    @humhum1311 2 дні тому

    🥶

  • @jonathansallows836
    @jonathansallows836 2 дні тому

    I'm employed, but going to the next job is such a nightmare experience. Employers only make it worse. I've had so many horror stories, going into interviews, not knowing the salary, being lied about the posted salary, they lied or being misled if it was a part or full-time job, the person interviewing me was incapable of holding a conversation, let alone asking me questions (I'm being serious). And yes, the theater of interviewing people when they could care less about hiring anybody because they have already hired someone else, or it's easier to hire someone who already works there or had worked there previously.

  • @ishmamrahman877
    @ishmamrahman877 2 дні тому

    It's never okay to treat yourself regardless of your income... The only one getting the treat is the rich owners of corporations who is getting richer

  • @T-rick
    @T-rick 2 дні тому

    Is there any good news these days?

  • @IzzWizard
    @IzzWizard 2 дні тому

    Rent is rape.

  • @JinNani224
    @JinNani224 3 дні тому

    If I hear one more quote about Warren Buffett paying less than his secretary….the guy pays millions elsewhere

  • @time2eat850
    @time2eat850 3 дні тому

    " PUT YOUR HEAD DOWN and WORK " As a ASIAN Myself. This is 💯 FACTS. However, this BS don't WORK in the real world. My advice is FIND A WAY TO BE FINANCIALLY INDEPENDENT ASAP!!! Working for SOMEONE IS A WASTE OF TIME ⏲️ please RESPECT YOURSELF ❤

  • @YoDaColombian
    @YoDaColombian 3 дні тому

    DBZ 4 Life, Vegeta is the Prince of all Saiyans!

  • @patcurrie9888
    @patcurrie9888 3 дні тому

    Can't afford a house now? Save for your future (we did, married in '90, home in '96. Hot tips; keep the same smartphone and make your own coffee. Magic lamp was funny :)

  • @elliestewart7770
    @elliestewart7770 3 дні тому

    Is the $5,000 for the car accident your deductible? That is super high, but probably drops your premiums quite nicely.

  • @katiesmith-dm7yn
    @katiesmith-dm7yn 3 дні тому

    Car breakdown should be pay from Raining Day account not Emergency Fund.

    • @toyotamanus
      @toyotamanus 2 дні тому

      He said car crash (with 4 other cars), not breakdown. I'd consider a crash to be an emergency, especially if you don't have collision insurance to cover it. Otherwise paying a deductible of say $500 - $1,000 wouldn't be so bad.